Optimize Canadian Capital Gains with AI Agent Skills

Optimize Canadian Capital Gains with AI Agent Skills

This AI agent skill aids users in managing and evaluating Canadian capital gains for non-registered accounts. It calculates the adjusted cost base (ACB), determines realized capital gains or losses per year, and provides warnings for potential superficial losses based on transaction data.

What this skill does

• Accepts a CSV file with trade data including columns for the date, action (buy or sell), symbol, quantity, price, and fees.
• Normalizes different broker exports by renaming columns as necessary and converts trade amounts to CAD using the Bank of Canada exchange rate.
• Calculates the adjusted cost base (ACB) for each holding using the average cost method.
• Computes realized capital gains or losses annually for tax assessment purposes.
• Identifies and flags superficial losses, explaining the reasons for their treatment under tax rules.

Who it is for

• Developers and teams utilizing AI coding agents such as Claude Code, Cursor, or Codex.
• Financial analysts and accountants engaged in managing investment portfolios.
• Individuals maintaining non-registered investment accounts in Canada.

Use cases

• Efficiently manage and report on capital gains for personal or client accounts in Canada.
• Analyze past trades to improve future trading strategies while complying with Canadian tax regulations.
• Reduce the risk of incorrect tax submissions by identifying superficial losses and adjusting cost bases accordingly.

Technical details

• Utilizes Python scripts to process and analyze CSV trade data files.
• Employs a specific workflow for normalizing trade data across different broker platforms.
• Compatibility with AI coding agents like Claude Code, Cursor, and Codex to enhance user experience.

This provides general workflow assistance only and is not legal, tax, accounting or financial advice.

Source & Licence

This package is built on open-source work published by ronitgupta43-ops (ronitgupta43-ops/country-skills) and distributed under MIT. The original licence text and copyright notice are included in your download.

Personal and commercial use, modification and redistribution are permitted, provided the original copyright and licence notice are retained.

Your purchase covers curation, licence verification, packaging, documentation and instant delivery. It does not grant exclusive rights to the underlying open-source code, which remains available under its original licence.

Delivery & Support

• Delivery: instant — a secure download link is emailed to you as soon as payment is confirmed.
• Format: ZIP archive containing the skill files, documentation and the original licence.
• Support: support@mcpcart.com — we aim to reply within 2 business days.
• Updates: updates are included only where stated on this page.

Refunds

This is a digital product delivered immediately after purchase. By completing your order you request immediate delivery and acknowledge that, once the download has been accessed, the statutory right to cancel no longer applies to the extent permitted by law. Refund requests are handled in accordance with our published Refund Policy.

Claude, Codex, Gemini and Cursor are trademarks of their respective owners. MCP Cart is an independent marketplace and is not affiliated with, endorsed by, or sponsored by any of them. Compatibility references describe interoperability only.